
Mortgage guidance built on experience, service, and results.
Work with Derek Fertig for a better home financing experience from the first conversation to closing. With extensive mortgage industry experience, Derek helps buyers move forward with clarity and confidence throughout Florida and the Southeast.
Hi, I'm Derek Fertig
I've built my career in the mortgage industry by doing the work myself. Recruiting, coaching, and developing loan officers who go on to lead markets. I'm not a sideline coach. I've been a consistent top producer throughout my leadership tenure, which means when I sit down with someone on my team, I'm drawing from what I did last quarter, not a textbook.
My approach is built on clarity, accountability, and helping you construct a referral-based business that doesn't depend on market conditions to survive. I want you to build generational wealth for the future.
Outside of work, I'm a husband, a father, and someone who takes faith and family seriously. I love being outdoors, on the water, in the stands, wherever the people I love are. I've always pulled from sports and team-building principles in how I lead, because I believe the best leaders are the ones who've competed themselves and now choose to pour that experience into someone else.
If you're looking for a leader who will get in the trenches with you rather than cheer from above, I'd love to connect. NMLS: 264189

23
Years of Experience
15,000
Families Served
$5,000,000,000
Production
4.9
Avg. Customer Rating
Scott S.
"I can’t say enough great things about Derek! Going through a refinance can feel overwhelming, but Derek made the entire process smooth and stress-free. He was always patient and clear every step of the way."
Thomas B.
"I recently had the pleasure to work with Derek once again on obtaining a large HELOC and I quickly remembered why I only use him on all of my real estate transactions. Derek has structured 3 large real estate deals for me over the past 5 years in both Florida and NYC and I cannot be more pleased."
Kat R.
"From start to finish, working with Derek Fertig and his team was an exceptional experience. After a very difficult and stressful situation with another lender, Derek stepped in and completely changed the outcome for our family. What stood out most was the honesty, transparency, and speed."
Working With
Cornerstone First Mortgage
Experience homeownership the right way. Our team can guide you through the process to create a lifetime of value through homeownership.
Comprehensive Financial Review
Be sure that you are making the best decisions for your family by planning for the future and getting continual advice and guidance on how to navigate your real estate and finances.
Timely Closing
Fully understand your wealth through real estate and all of the options you have. And even better, watch as it changes each month!
Solid Pre-Approval
Allow our team to help you proactively keep your home in great shape and increase its value over time.
Maximize Wealth Through Real Estate
Take full advantage of the real estate you already own and ensure that you’re maximizing the potential of your property.
Excellent Collaboration
As your life changes and evolves, the way you manage your mortgage should change and evolve with it.
Relocation Services
Explore financing solutions designed to support your homeownership and renovation goals.

JOIN THE TEAM
For loan officers ready to build more than just volume
Built by top producers for top producers.
Join a team dedicated to delivering high-quality customer service, offering an extensive range of home loan programs with competitive rates to provide a solution for every borrower.
Licensed in 49 states and Puerto Rico, Cornerstone First Mortgage is a full-service mortgage. We handle all aspects of the loan process—including processing, underwriting, and funding—in-house. Having grown significantly over the past few years, we are continuously seeking driven and motivated individuals to join our team. We operate on a hybrid model, offering both banking and brokering options to meet the diverse needs of our loan officers and their clients.
Contact me today!
Reach out to learn how we can help you and your family grow your wealth, make smart decisions, and save money.
